Refinanced my home with Andy. Due to the interest rates decreasing he was able to reduce my mortgage payments by a good bit. Andy was incredibly responsive and quick on the paperwork and processing. A lot of the items I was required to sign were able to be done electronically, and for the actual closing they were able to come to my house. The whole process was painless and easy to go through. I have Andy and his team to thank for that – would fully recommend to others and will use him again in the future!